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Mountain communities differ from other rural communities largely in terms of the difficult topography and terrain they inhabit, which appears to restrict the size and scope of growth in infrastructure and development. High transport costs, limited access to markets, limited land for agriculture, a persistent shortage of water, inadequate infrastructure and facilities, natural resources which are abundant but sensitive to change, and a high risk environment, over all contribute to wide spread poverty and high migration rates from the region.

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Microfinance Microfinance Annual Review and Planning workshop :

Microfinance Annual Review and Planning workshop was held at Hotel Inderlok, Dehradun on 4th March 2013.

Exposure visit to Sankalp Samiti, Tharali and MVDA, Pokhal :

An exposure visit was organised by HGVS for 23 members of the Kamdhenu cooperative in Gangolihaat to Tharali and Pokhal to learn the operation of Bulk Milk Cooling Unit. Participants were exposed to the operational and maintenance aspects of running a BMC unit. Following the visit, a BMC of 500 liter capacity was installed on 1st March 2013 at Dasaithal, Gangolihat.



Integration of Microfinance: Livelihood Finance within Himmothan Pariyojana through Cluster Approach

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